Advisor at Cross State Financial Group LLC
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Firm
Cross State Financial Group LLC
Location
Flagstaff, AZ
Credentials
Series 63, Series 66
Industry experience
22 years
Kevin Aguas is a financial advisor with Cross State Financial Group LLC in Flagstaff, AZ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at Cross State Financial Group since 2018 and previously spent nine years with Cue Financial Group Inc. In addition to his advisory work, he teaches finance and business classes at Northern Arizona University. Cross State Financial Group serves individuals, charities, and retirement plans with financial planning, portfolio management, and third-party adviser monitoring. The firm manages approximately $166.8 million in discretionary assets through a team of nine advisors, employing a combination of fundamental analysis and tactical asset allocation with both model and customized portfolios.
Based on Cross State Financial Group LLC
Based on Cross State Financial Group LLC
Fixed fee for comprehensive written financial plan ranging from $600 to $5,000 depending on complexity
$50,000 - $100,000: 1.50% per year $100,000 - $500,000: 1.35% per year $500,000 - $1,000,000: 1.15% per year $1,000,000 - $3,000,000: 1.00% per year $3,000,000 - $5,000,000: 1.00% per year $5,000,000 - $10,000,000: 0.85% per year $10,000,000+: 0.70% per year $0 - $500,000: 1.25% per year (Michigan Branch) $500,000 - $1,000,000: 1.00% per year (Michigan Branch) $1,000,000 - $1,500,000: 0.90% per year (Michigan Branch) $1,500,000 - $2,000,000: 0.80% per year (Michigan Branch) $2,000,000+: 0.75% per year (Michigan Branch)
Hourly fee for financial planning services ranges from $100 to $275 per hour with a minimum of two hours per engagement
Account minimum: $50,000 (minimum can be waived at discretion) Fee-only: Financial planning fees: Fixed fees from $600 to $5,000; Hourly fees from $100 to $275 per hour with minimum 2 hours
Flagstaff, AZ
Arizona
Cross State Financial Group, Llc
2018 - Present (8 years)
INSURANCE SALES
2015 - Present (11 years)
Northern Arizona University
2012 - Present (14 years)
Cue Financial Group Inc
2009 - 2018 (9 years)
Aguas Investment, Inc.
2007 - Present (19 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63
Flagstaff, AZ
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Series 65
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CFP®, Series 63, Series 65
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CFP®, Series 65
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