Advisor at Dwyer Financial, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Dwyer Financial, LLC
Location
Flagstaff, AZ 86004
Credentials
CFP®, ChFC®, Series 63, Series 65
Industry experience
45 years
Theodore Dwyer is a CFP® and ChFC® with 45 years of industry experience. He is the principal of Dwyer Financial, LLC, where he has worked since 2017. His prior experience includes roles at R.M. Stark & Co., Inc. and Arizona Central Credit Union, as well as extensive work with various insurance companies. Dwyer Financial, LLC is a state-licensed investment adviser serving individuals, trusts, retirement plans, businesses, and charitable organizations. The firm uses fundamental analysis and third-party research to build portfolios primarily composed of no-load, institutional, or load-waived mutual funds, and offers access to alternative investments and third-party due diligence for qualified clients.
Based on Dwyer Financial, LLC
Based on Dwyer Financial, LLC
Fixed fee for financial consulting services (up to $5,000)
$0+: 1.0% annually (Investment Management Fee for accounts not held at American Funds Service Company, including alternative investments) $0+: 0.5% annually (Investment Management Fee for accounts held at American Funds Service Company) $0+: Up to 1.00% annually (Retirement Plan Services fee, based on plan assets)
Insurance products purchased through Dwyer Financial IARs earn commissions and trail fees; not included in advisory fees
$100 per hour for financial consulting services
Fee-only: Financial consulting services: fixed fee up to $5,000 or hourly fee $100 per hour (fees paid directly by client, not billed to account)
2615 N. Fourth St. #5
Flagstaff, AZ 86004
Arizona · Texas
Dwyer Financial, LLC
2017 - Present (9 years)
R.M. Stark & Co., Inc.
2009 - 2017 (8 years)
Arizona Central Credit Union
2002 - 2020 (18 years)
Various Insurance Companies
1988 - 2025 (37 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63
Flagstaff, AZ
Aspen Trail Wealth Management, LLC
Series 65
Flagstaff, AZ
Dwyer Financial, LLC
Series 63, Series 65
Flagstaff, AZ
Babb Wealth Advisors LLC
CFP®, Series 63, Series 65
Flagstaff, AZ
Heffernan Advisory, Inc.
CFP®, Series 65
Flagstaff, AZ
Babb Wealth Advisors LLC
Series 63, Series 65
Flagstaff, AZ
Heffernan Advisory, Inc.
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