Advisor at Heffernan Advisory, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Heffernan Advisory, Inc.
Location
Flagstaff, AZ 86001
Credentials
CFP®, Series 63, Series 65
Industry experience
32 years
Keith Todhunter Schaafsma is a CFP® professional with 32 years of industry experience. He is currently with Heffernan Advisory, Inc. and has previously worked at Ascendent Financial Solutions and Geneos Wealth Management, Inc. He serves as a board member of the Riordan Mills Owners Association. Heffernan Advisory primarily serves individual and family clients, as well as entities including retirement plans, offering discretionary portfolio management through its Investment By Design™ program along with financial planning and consulting services. The firm employs a modern portfolio theory approach using diversified model portfolios that incorporate mutual funds, ETFs, and alternative strategies tailored to client objectives.
Based on Heffernan Advisory, Inc.
Based on Heffernan Advisory, Inc.
Financial planning fees range from $250 to $10,000 depending on complexity and services.
$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.00% $2,000,001+: 0.75%
Commissions charged by Gĕneos for securities transactions; no advisory fee charged in addition to commissions for such products.
809 W. Riordan Road, Suite 104
Flagstaff, AZ 86001
Alaska · Arizona · Maine · Minnesota · Montana · New Mexico
RIA DBA Heffernan Advisory Inc DBA Heffernan Financial
2025 - Present (1 year)
Ascendent Financial Solutions
2006 - 2025 (19 years)
Geneos Wealth Management, Inc
2003 - Present (23 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 63
Flagstaff, AZ
Aspen Trail Wealth Management, LLC
CFP®, ChFC®, Series 63, Series 65
Flagstaff, AZ
Dwyer Financial, LLC
Series 65
Flagstaff, AZ
Dwyer Financial, LLC
Series 63, Series 65
Flagstaff, AZ
Babb Wealth Advisors LLC
CFP®, Series 65
Flagstaff, AZ
Babb Wealth Advisors LLC
Series 63, Series 65
Flagstaff, AZ
Heffernan Advisory, Inc.
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