Twelve Points Wealth Management

Twelve Points Wealth Management provides discretionary and non-discretionary investment advisory services and financial planning to a mix of individual clients (including high net worth and accredited investors), pension and profit sharing plans, trusts, corporations, and family offices. The firm offers ongoing portfolio management, retirement plan advisory and wrap-fee portfolio services, and can be engaged for stand‑alone financial planning or participant-directed retirement plan support.

The firm describes a primarily tactical allocation approach that uses exchange-traded and mutual funds, fixed income, interval funds, options strategies and private investment funds when suitable, and treats cash as an asset class while monitoring portfolios on an ongoing basis. Twelve Points reports that it delivers monthly, quarterly and annual holdings reports to clients and uses a third‑party platform, Pontera, to manage held‑away defined contribution participant accounts with discretionary rebalancing.

Compared with many multi‑team peers, Twelve Points combines a large asset base (over $2.2 billion reported) with a suite of institutional-style service offerings—wrap program sponsorship, use of interval and private funds, and access to a participant account management platform—which can introduce additional liquidity, valuation, and conflict‑of‑interest considerations. The firm also discloses affiliations that can result in referral opportunities (a trustee services affiliate and an affiliated introducing broker for commodities) and provides periodic client communications and reports beyond standard custodial statements.