Advisor at Twelve Points Wealth Management
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Firm
Twelve Points Wealth Management
Location
Concord, MA 01742
Credentials
Series 65
Industry experience
< 1 year
Carolyn Mullins is a financial advisor at Twelve Points Wealth Management with a Series 65 credential and two years of industry experience. Prior to joining Twelve Points, she worked at Northeast Planning Associates and has held roles in the restaurant industry, including managing and bartending at KristyAlbert LLC. Twelve Points Wealth Management provides discretionary and non-discretionary investment advisory services, financial planning, and retirement-plan consulting to a diverse client base including individuals, pension plans, trusts, and family offices. The firm employs a tactical allocation strategy combining fundamental and technical analysis and offers regular portfolio communications alongside a range of investment options.
Based on Twelve Points Wealth Management
Based on Twelve Points Wealth Management
Minimum fixed fee for financial planning is $5,000, negotiable
$0 - $5,000,000: 1.00%/Negotiable (wrap program) $5,000,001 - $15,000,000: 0.60%/Negotiable (wrap program) $15,000,001+: 0.40%/Negotiable (wrap program) $0 - $1,000,000: 0.500% (retirement plan advisory) $1,000,001 - $5,000,000: 0.400% (retirement plan advisory) $5,000,001 - $10,000,000: 0.250% (retirement plan advisory) $10,000,001 - $20,000,000: 0.200% (retirement plan advisory) $20,000,001 - $50,000,000: 0.100% (retirement plan advisory) $50,000,001 - $100,000,000: 0.050% (retirement plan advisory) $100,000,001 - $500,000,000: 0.025% (retirement plan advisory) $500,000,001 - $1,000,000,000: 0.010% (retirement plan advisory) $1,000,000,001+: Negotiable (retirement plan advisory)
$400 to $1,000 per hour depending on planner, negotiable
Account minimum: $500,000 Minimum fee: Minimum annual fee of $5,000 for wrap program and financial planning services Fee-only: Financial planning fixed fees starting at $5,000; hourly fees between $400 and $1,000
9 Pond Lane, Suite 3 A
Concord, MA 01742
Massachusetts
Twelve Points Wealth Management
2024 - Present (2 years)
Northeast Planning Associates
2023 - 2023 (1 year)
Lui Lui Restaurant
2021 - 2021 (1 year)
Clemson University
2020 - 2024 (4 years)
Seoul Kitchen Restaurant
2020 - 2020 (1 year)
Salt & Light Cafe
2018 - 2019 (1 year)
Groton-Dunstable Regional HS
2016 - 2020 (4 years)
Groton-Dunstable Regional MS
2012 - 2016 (4 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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