Advisor at Twelve Points Wealth Management
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Firm
Twelve Points Wealth Management
Location
Concord, MA 01742
Credentials
Series 65
Industry experience
14 years
Deborah Cartisser is a financial advisor at Twelve Points Wealth Management in Concord, MA, with 14 years of industry experience. She holds a Series 65 designation and previously worked for North American Management Corp for 29 years before joining her current firm in 2019. Twelve Points Wealth Management serves individual clients, pension and profit-sharing plans, trusts, corporations, accredited investors, and family offices, managing approximately $1.7 billion across about 529 client relationships. The firm employs a tactical allocation strategy combining fundamental and technical analysis, offering both discretionary and non-discretionary investment advisory services along with financial planning and retirement-plan consulting.
Based on Twelve Points Wealth Management
Based on Twelve Points Wealth Management
Minimum fixed fee for financial planning is $5,000, negotiable
$0 - $5,000,000: 1.00%/Negotiable (wrap program) $5,000,001 - $15,000,000: 0.60%/Negotiable (wrap program) $15,000,001+: 0.40%/Negotiable (wrap program) $0 - $1,000,000: 0.500% (retirement plan advisory) $1,000,001 - $5,000,000: 0.400% (retirement plan advisory) $5,000,001 - $10,000,000: 0.250% (retirement plan advisory) $10,000,001 - $20,000,000: 0.200% (retirement plan advisory) $20,000,001 - $50,000,000: 0.100% (retirement plan advisory) $50,000,001 - $100,000,000: 0.050% (retirement plan advisory) $100,000,001 - $500,000,000: 0.025% (retirement plan advisory) $500,000,001 - $1,000,000,000: 0.010% (retirement plan advisory) $1,000,000,001+: Negotiable (retirement plan advisory)
$400 to $1,000 per hour depending on planner, negotiable
Account minimum: $500,000 Minimum fee: Minimum annual fee of $5,000 for wrap program and financial planning services Fee-only: Financial planning fixed fees starting at $5,000; hourly fees between $400 and $1,000
9 Pond Lane, Suite 3 A
Concord, MA 01742
Massachusetts · Texas
Twelve Points Wealth Management
2019 - Present (7 years)
Twelve Points Wealth Management
2019 - Present (7 years)
North American Management Corp
1990 - 2019 (29 years)
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Accountant / CPA / tax prep
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