Advisor at Strategic Financial Services
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Firm
Strategic Financial Services
Location
Utica, NY 13502
Credentials
CFP®, Series 63
Industry experience
9 years
Michael Mcgraw is a CFP® with nine years of industry experience, currently serving at Strategic Financial Services in Utica, NY. He previously worked at Cadaret, Grant & Co., Inc. for six years. Strategic Financial Services provides wealth management, institutional advisory, fiduciary retirement plan services, and financial planning to individuals, families, trusts, corporations, not-for-profits, and employer retirement plans. The firm employs a model-based investment approach that combines quantitative factor tilts, fundamental analysis, and ETF/mutual fund implementations, supported by digital planning tools for scenario analysis and financial projections.
Based on Strategic Financial Services
Based on Strategic Financial Services
$0 - $250,000: 1.50% (Wealth Management Services) $250,001 - $2,000,000: 0.90% (Wealth Management Services) $2,000,001 - $5,000,000: 0.70% (Wealth Management Services) $5,000,001 - $15,000,000: 0.50% (Wealth Management Services) $15,000,001+: 0.45% (Wealth Management Services) $0 - $250,000: 1.20% (Institutional Services) $250,001 - $2,000,000: 0.65% (Institutional Services) $2,000,001 - $5,000,000: 0.50% (Institutional Services) $5,000,001 - $15,000,000: 0.35% (Institutional Services) $15,000,001+: 0.30% (Institutional Services)
Account minimum: $250,000 Minimum fee: Minimum annual fee of $2,000 for startup employer retirement plans.
114 Business Park Drive
Utica, NY 13502
New York
Cadaret, Grant & Co., Inc.
2013 - 2019 (6 years)
Strategic Financial Services, LLC
2011 - Present (15 years)
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Is not active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
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