Advisor at Goldman Sachs Wealth Services
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Goldman Sachs Wealth Services
Location
Cohoes, NY 12047
Credentials
Series 63, Series 65
Industry experience
31 years
Michael Murray is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Goldman Sachs since 2003, including his current role since 2021, and previously worked at The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients. The firm utilizes centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.
Based on Goldman Sachs Wealth Services
Based on Goldman Sachs Wealth Services
Flat fees charged for seminars ($1,000 to $4,000 per session) and certain Financial Wellness programs; Private Family Office integration fee $10,000-$25,000.
$0 - $500,000: 0.85% $500,000 - $1,000,000: Negotiated rates (varies) $1,000,000+: Up to 1.50% annually, varies by strategy and fee model
Commissions are charged on brokerage transactions and insurance referrals; insurance commissions vary by product and may include referral fees.
Hourly Financial Planning offered in limited circumstances, typically between $280 and $600 per hour.
Financial Wellness programs may include subscription or utilization-based fees, e.g., $25 to $250 annually per participant or $750-$1,000 per participant per year.
Account minimum: $1,000,000 Minimum fee: Financial Planning fees range from $2,500 to $100,000 annually, Private Family Office minimum annual fee of $125,000, billed quarterly, with a one-time integration fee $10,000-$25,000; Financial Wellness program fees vary from $25 to $250 annually per participant or utilization-based $750-$1,000 per participant per year; seminar fees $1,000 to $4,000 per session. Fee-only: Separate Financial Planning fees charged, typically ranging from $2,500 to $100,000 annually depending on services.
100 Coliseum Drive
Cohoes, NY 12047
New York
Goldman Sachs & CO. LLC
2021 - Present (5 years)
The Ayco Company, L.P./Mercer Allied
2019 - 2021 (2 years)
The Ayco Company, L.P./Goldman, Sachs & Co.
2003 - 2019 (16 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 65
Albany, NY
Ludus Capital, LLC
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Mia Lee Financial
CFP®
Green Island, NY
Gates Wealth Group
I am financial consultant/advisor who has been in the financial services industry for the last 8+ years and a business owner specialist for the past 5 years. I've gained experience in several different industries over of the years, however most of my experience has been with construction & tech companies. Inside of your business we offer CFO services, business consulting and/or valuation services for a monthly retainer or a flat fee. Outside of your business we offer investment advice, tax strategy, real estate investing, asset protection strategy, insurance review, estate planning & more for an hourly fee, monthly retainer, flat fee or AUM fee. In one example, we were able to help one of our clients go from $1.74million of annual revenue to $10.003million in 1 year. More importantly, we were able to strategically use the profits of the business to buy $3mill worth of investment real estate in 1 year. In addition, by structuring the real estate purchases strategically and implementing a tax strategy, we were able to save the client an additional $200k+ in taxes for that tax year.
Series 63, Series 65
Albany, NY
JM Advisors, LLC
CFP®, Series 63, Series 66
Albany, NY
Capable Wealth, LLC
Series 63, Series 65
Albany, NY
Strikeout Capital LLC
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