Caldwell Advisors, LLC

Caldwell Advisors, LLC provides discretionary and non‑discretionary investment management and financial planning to individuals (including high‑net‑worth clients) as well as institutions such as pension and profit‑sharing plans, trusts, and charitable organizations. The firm manages roughly $351 million across about 499 client relationships and also offers administrative support and the option to engage sub‑advisors for specialized mandates.

The firm combines fundamental and technical analysis across mutual funds, individual equities and fixed income, as well as non‑traded securities and annuities, tailoring asset allocation to each client’s objectives and risk tolerance while observing a fiduciary standard. Caldwell typically seeks substantial account size for acceptance but will consider smaller relationships, and it provides both ongoing discretionary authority and consultative, non‑discretionary advice.

Distinctively for a team‑based registered adviser, several of the firm’s investment adviser representatives are also registered representatives of a broker‑dealer and hold insurance licenses, and the firm sponsors wrap fee programs; these arrangements mean advisors may, in separate capacities, effect commissionable transactions or insurance sales even though the firm’s revenue is generated primarily from advisory and planning fees. The firm also uses custodial/clearing relationships and may consolidate billing when using sub‑advisors, creating a mix of service and compensation channels clients should consider when comparing providers.