Michael Lopes

Edward Nabhan is a Senior Financial Advisor with Merrill Lynch Wealth Management. With a career that began in 1980, he has extensive experience working with generations of affluent clients, guiding them through various market cycles. Edward’s areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and tax minimization. He is a Personal Investment Advisor (PIA) and holds a Bachelor's degree from Boston College. Throughout his career, Edward has received recognition from notable industry publications. He was named one of Barron's "Top 1,000 Financial Advisors" in 2013 and included in The Financial Times' list of “America’s Top 400 Financial Advisors” multiple times between 2013 and 2018. Additionally, he has been listed in Forbes’ “Best-in-State Wealth Advisors” from 2018 through 2024. Edward works as part of The Boston Harbor Group, a multi-generational team serving a select group of successful business owners, athletes, physicians, and executives both in New England and nationwide. The group focuses on tailored, risk-managed portfolio construction and coordinates with clients’ CPAs and attorneys to deliver tax-efficient strategies. Edward is active in his community and supports charitable causes such as St. Jude. He is affiliated with professional organizations including Charles River Country Club, Oyster Harbors Golf Club, and Pine Tree Country Club. Outside of work, Edward enjoys fishing, golfing, ice hockey, swimming, and yoga. He resides in downtown Boston with his wife, Sandy, and works alongside his son, Alex.

Nicole Falciano is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch for over 24 years, beginning her career in 1999 at the Ponte Vedra Beach, Florida office before relocating to Connecticut in 2006. Her work focuses on providing portfolio guidance with an emphasis on asset allocation and diversification strategies. Nicole also offers expertise in establishing trust accounts, endowment accounts, and estate accounts, leveraging access to a wide array of specialists to support her clients. Nicole holds a Bachelor's degree in Accounting from Flagler College in Saint Augustine, Florida. She earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2007 and has served as a Senior Portfolio Advisor since 2008. In this role, she assists clients in pursuing their investment objectives through discretionary management of customized investment strategies and selection among Merrill Lynch model portfolios and third-party investment options. Her client focus areas include college education planning, divorce transition planning, family wealth management, LGBT wealth planning, personal retirement planning, and women and wealth. Outside of her professional commitments, Nicole enjoys skiing, cycling, kayaking, hiking, and traveling. She values making memories with her family, which includes her triplet daughters and toddler. Her personal interests also extend to spending time at horse stables and a family cottage in Cape Cod.

Krystal Julius is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where she leads the Eckerline Julius Wealth Management Group. She specializes in helping individuals, families, businesses, and organizations develop purposeful wealth management strategies and deploy their resources strategically. Krystal's focus areas include family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Krystal has built her career entirely within the wealth management field, joining Merrill in 2008 following experience as a Wealth Management Banker at Bank of America. She holds the Chartered Financial Consultant (ChFC®) designation, the Chartered Retirement Planning Counselor (CRPC™) designation, and maintains an insurance license. She earned a Bachelor’s degree in marketing management from the University of St. Thomas, where she was a member of the women’s soccer team. In addition to her professional work, Krystal is actively involved in community organizations such as Feed My Starving Children, Gigi's Playhouse Twin Cities, Salvation Army, and St. Barthowmew. She is also affiliated with the Minnetonka Figure Skating Club and YMCA of the North. Outside of work, she enjoys gardening, golfing, music, traveling, yoga, and spending time with her family.