Advisor at 4/26 Retirement Income Planning & Wealth Management, LLC
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Firm
4/26 Retirement Income Planning & Wealth Management, LLC
Location
Guaynabo, PR 00968
Credentials
Series 63, Series 65, Series 66
Industry experience
30 years
Ramon Rivera Ramos is the president of 4/26 Retirement Income Planning & Wealth Management, LLC and holds Series 63, 65, and 66 licenses with 30 years of industry experience. He has worked at Kovack Advisors, Inc. and Kovack Securities, Inc. since 2009. Outside of his advisory role, he serves as co-president and CFO of a fixed insurance agency in Guaynabo, Puerto Rico. 4/26 Retirement Income Planning & Wealth Management provides wealth management, financial planning, and retirement-plan consulting to individuals, families, and select corporate clients. The firm uses a comprehensive assessment process and employs fundamental, technical, and cyclical analysis to recommend strategies across equities, mutual funds, and fixed income, generally managing accounts on a non-discretionary basis.
Based on 4/26 Retirement Income Planning & Wealth Management, LLC
Based on 4/26 Retirement Income Planning & Wealth Management, LLC
Based on 4/26 Retirement Income Planning & Wealth Management, LLC
Based on 4/26 Retirement Income Planning & Wealth Management, LLC
$500 to $5,000 per financial plan
$0 - $99,999: 1.75% $100,000 - $349,999: 1.50% $350,000 - $999,999: 1.25% $1,000,000 - $2,999,999: 1.00% $3,000,000+: 0.85%
$100 to $200 per hour
Account minimum: $10,000
1510 Fd Roosevelt Ave, Suite 302 A
Guaynabo, PR 00968
Puerto Rico
4/26 Retirement Income Planning & Wealth Management, Llc.
2021 - Present (5 years)
Kovack Advisors, Inc.
2009 - Present (17 years)
Kovack Securities, Inc.
2009 - Present (17 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
PFS™, Series 66
San Juan, PR
Negron-Ramos LLC
Series 63, Series 65
Humacao, PR
Premier Investment Management, LLC
Series 63, Series 65, Series 66
San Juan, PR
Orchard Wealth & Legacy Management LLC
Series 63, Series 66
Moca, PR
AtlanticMidwest Investment Research, LLC
Series 66
Rincon, PR
NewGen Wealth Creation LLC
Series 66
St. Thomas, VI
ACSB Capital Management, LLC
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