4/26 Retirement Income Planning & Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$27,353,912
Total clients
52
17% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
52
Average account size
$526,037
About
4/26 Retirement Income Planning & Wealth Management provides wealth management and financial planning to individuals and families and also offers retirement plan consulting and advisory services to corporations, pension and profit-sharing plans, and other institutional clients. Services include continuous portfolio advice for individuals, written financial plans addressing retirement income, estate and risk management, and ERISA-plan consulting and participant-level education.
The firm operates in a non-discretionary capacity, performing an in-depth assessment of each client’s financial circumstances, goals, and risk tolerance before developing and recommending an investment plan that clients must approve. Investment recommendations draw on fundamental, technical, and cyclical analysis across equities, mutual funds, and fixed income, with account reviews at least quarterly and more frequently for material changes.
Noteworthy aspects relative to peers include an affiliation with an insurance agency under common control through which advisors may offer insurance products, a disclosed source of potential conflict of interest. The firm also emphasizes service to corporate and retirement-plan clients while acting as an ERISA Section 3(21) fiduciary and reports that the bulk of its assets—about $27.35 million—are managed on a non‑discretionary basis, a profile that is less common among independent sole‑practitioner advisers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$500 to $5,000 per financial plan
$0 - $99,999: 1.75% $100,000 - $349,999: 1.50% $350,000 - $999,999: 1.25% $1,000,000 - $2,999,999: 1.00% $3,000,000+: 0.85%
$100 to $200 per hour
Account minimum: $10,000
Main office location
4/26 Retirement Income Planning & Wealth Management, LLC
1510 Fd Roosevelt Ave, Suite 302 A
Guaynabo PR 00968, United States
Number of offices
1
Most active in
Puerto Rico
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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