Douglas Reed

Ivan Negron Ramos is the sole advisor at Negron-Ramos LLC in San Juan, PR, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Lebenthal Financial Services, Inc. and Lebenthal Global Advisors, LLC. Outside of his advisory practice, he serves as president of a separate insurance brokerage and a tax preparation business. Negrón-Ramos LLC provides investment management, financial planning, and tax preparation services to individuals, high-net-worth clients, pension/profit-sharing plans, and corporate entities. The firm employs documented Investment Policy Statements and a combination of passive indexing and various analytical approaches, offering discretionary trading authority across a broad range of instruments.

Travis Hudak is a financial advisor with Premier Investment Management, LLC in Draper, Utah, holding Series 63 and Series 65 licenses and 26 years of industry experience. His prior experience includes roles at Lone Peak Advisors, Lone Peak Capital Management, H. Beck, Inc., and Legacy Planning Group. Outside of advisory services, he is the managing member of Premier Life Insurance Services, LLC, which provides life and fixed insurance products. Premier Investment Management serves individuals, trusts, estates, small businesses, and 401(k) participants with financial planning and discretionary investment management. The firm focuses on growth-oriented, tactical asset management strategies and offers a no-cost market-update newsletter to approximately 50 clients.

Jason Scheurer is the sole advisor at Orchard Wealth & Legacy Management LLC in San Juan, Puerto Rico, with 30 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Infinex Investments Inc. and Mondax Group. Outside of advisory work, he is the owner and publisher of Waxd Magazine, which highlights the surf culture and aquatic activities of Puerto Rico. Orchard Wealth & Legacy Management serves individual and high-net-worth clients, as well as trusts and estates, providing discretionary investment management and related advisory services. The firm follows a Benjamin Graham value-investing approach, constructing concentrated portfolios with a long-term orientation.

Natalia Ivanova is a financial advisor at NewGen Wealth Creation LLC with eight years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. NewGen Wealth Creation LLC is a fee-only registered investment adviser that serves individuals, businesses, and retirement plans through financial planning, discretionary investment management, and project-based engagements. The firm employs a combination of fundamental, technical, and Modern Portfolio Theory frameworks, offering both passive and active investment options, including socially responsible choices upon request.

Ramon Rivera Ramos is the president of 4/26 Retirement Income Planning & Wealth Management, LLC and holds Series 63, 65, and 66 licenses with 30 years of industry experience. He has worked at Kovack Advisors, Inc. and Kovack Securities, Inc. since 2009. Outside of his advisory role, he serves as co-president and CFO of a fixed insurance agency in Guaynabo, Puerto Rico. 4/26 Retirement Income Planning & Wealth Management provides wealth management, financial planning, and retirement-plan consulting to individuals, families, and select corporate clients. The firm uses a comprehensive assessment process and employs fundamental, technical, and cyclical analysis to recommend strategies across equities, mutual funds, and fixed income, generally managing accounts on a non-discretionary basis.

Julito Francis is a financial advisor at ACSB Capital Management, LLC in St. Thomas, VI, holding a Series 66 designation with 21 years of industry experience. He has been with ACSB Capital Management since 2007. ACSB Capital Management provides investment advisory services to individual investors, plan sponsors, and institutional clients, focusing on non-discretionary portfolio management, pension consulting, and modular financial planning. The firm manages approximately $9.6 million in client assets and is notable for its pension consulting services alongside individual portfolio management, employing a flexible investment approach that includes fundamental and cyclical analysis.