user avatar

Michael Maye

Advisor at MJM Financial Advisors, LLC

Updated today
MJM Financial Advisors, LLC logo

Firm

MJM Financial Advisors, LLC

Location

Gillette, NJ 07933

Credentials

CFP®, PFS™, Series 65

Industry experience

20 years

About

Michael Maye is a CFP®, PFS™, and Series 65-licensed financial advisor with 20 years of industry experience. He has been the principal of MJM Financial Advisors, LLC in Gillette, NJ since 2005. Outside of his advisory work, he conducts educational seminars and workshops for community groups, including seniors, women's groups, and university events. MJM Financial Advisors serves individual investors and their families, including high-net-worth clients, advising approximately 27 family groups with around $42 million in assets under management. The firm provides financial planning, discretionary and non-discretionary investment management, and integrated wealth management that includes retirement, estate, tax planning, and business consulting. Its investment approach combines institutional-style no-load mutual funds, ETFs, and ETNs with a strategic asset allocation process, emphasizing a passive core and selective active allocations, alongside tax-sensitive implementation. The firm also offers tax planning and preparation services through its CPA affiliation.

Client services

Based on MJM Financial Advisors, LLC

Financial planning Portfolio management Educational seminars or workshops

Expertise

Based on MJM Financial Advisors, LLC

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)

Fee options

Fixed

Financial planning flat fees: $3,500 - $8,000 (full plan), $1,000 - $3,000 (limited scope)

Percentage

$0 - $1,000,000: 0.75% annually (0.1875% quarterly) $1,000,001 - $2,000,000: 0.50% annually (0.125% quarterly) $2,000,001+: 0.35% annually (0.0875% quarterly)

Project-based

$400 per hour (limited circumstances for hourly planning)

Other

Account minimum: $666,667 (effective minimum for $5,000 fee) for Investment Management Program; $750,000 (effective minimum for $7,500 fee) for Wealth Management Program Minimum fee: $5,000 per year for Investment Management Program; $7,500 per year for Wealth Management Program Fee-only: Flat fees $3,500 - $8,000 for full financial plan; $1,000 - $3,000 for limited scope planning; $400/hour for hourly planning

Location

560 Mountain Avenue

Gillette, NJ 07933

Most active in

New Jersey

Work history

MJM Financial Advisors, LLC

2005 - Present (21 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")