MJM Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$48,937,760
Total clients
26
73% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
26
Average account size
$1,882,222
About
The firm provides financial planning, investment management, and a combined wealth management program to individual clients and families, including high-net-worth households. It operates as a fee-only registered investment adviser and offers both discretionary and non-discretionary portfolio management alongside project-based and ongoing planning services.
MJM’s investment approach emphasizes strategic asset allocation and the use of low-cost pooled vehicles (no-load mutual funds, ETFs, ETNs) with a passive core supplemented by active choices where appropriate; portfolios are monitored and rebalanced on a regular basis and constructed on a household (single integrated portfolio) basis with attention to tax sensitivity. The firm also relies on due diligence of fund manager tenure, expenses, and performance versus benchmarks when recommending specific funds.
What is distinctive about the firm is its accounting affiliation: the principal holds CPA licensure and the firm was registered as a CPA firm, and tax planning (and, in some cases, tax preparation at the firm’s discretion) is integrated into its wealth management offering. The firm also engages in community educational seminars and workshops—presenting to senior groups, women’s groups, corporate and university events—which is uncommon among peers; it is a sole-owned, small practice advising roughly two dozen households and managing approximately $49 million in client assets.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Financial planning flat fees: $3,500 - $8,000 (full plan), $1,000 - $3,000 (limited scope)
$0 - $1,000,000: 0.75% annually (0.1875% quarterly) $1,000,001 - $2,000,000: 0.50% annually (0.125% quarterly) $2,000,001+: 0.35% annually (0.0875% quarterly)
$400 per hour (limited circumstances for hourly planning)
Account minimum: $666,667 (effective minimum for $5,000 fee) for Investment Management Program; $750,000 (effective minimum for $7,500 fee) for Wealth Management Program Minimum fee: $5,000 per year for Investment Management Program; $7,500 per year for Wealth Management Program Fee-only: Flat fees $3,500 - $8,000 for full financial plan; $1,000 - $3,000 for limited scope planning; $400/hour for hourly planning
Main office location
MJM Financial Advisors, LLC
560 Mountain Avenue
Gillette NJ 07933, United States
Number of offices
1
Most active in
MJM Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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