Charles Stermetz
Advisor at EquityFTW
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Charles Stermetz is a CFP® with seven years of industry experience, currently serving as the sole advisor at EquityFTW. His prior roles include positions at Moss Adams and Blue Barn Wealth, as well as teaching engagements at Utah Valley University. EquityFTW is an independent firm providing fee-only financial planning and consulting to individuals, corporations, and businesses. The firm offers written financial plans and advice across various areas, including retirement, tax, estate, cash-flow, business planning, and equity-compensation analysis, focusing on planning and coordination rather than asset management.
Expertise
Based on EquityFTW
Equity Recipients (RS/RSU, SOP, ESPP)
Business sale tax planning
Business ownership considerations
Cash flow / budgeting
General estate planning guidance
Fee options
Project-Based Financial Planning fixed fee range: $6,000 to $10,000
Project-Based Financial Planning: $625/hour; Project-Based Financial Planning for Utah clients: $200/hour
Ongoing Financial Planning fixed monthly fee ranging from $800 to $1,600, paid monthly in advance
Fee-only: Ongoing Financial Planning: $800 to $1,600 per month (fixed fee, negotiable); Project-Based Financial Planning: $6,000 to $10,000 fixed fee or $625 hourly rate; Ongoing Financial Planning for Utah clients: $800 per month up to $10 million liquid assets, $1,600 per month for $10 million or more liquid assets; Project-Based Financial Planning for Utah clients: $200 hourly rate; Educational Seminars: $10,000 to $20,000 per seminar
Location
Morgan Hill, CA
Most active in
Charles S has reported serving >5 clients in these states in the last 12 months.
California · Utah
Work history
Equity For The Win LLC
2024 - Present (2 years)
Moss Adams
2018 - 2024 (6 years)
Blue Barn Wealth
2018 - 2018 (1 year)
Utah Valley University
2017 - 2018 (1 year)
Moss Adams
2017 - 2017 (1 year)
Northwestern Mutual
2016 - 2017 (1 year)
Utah Valley University
2016 - 2016 (1 year)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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