James Ward
Advisor at J Ward Financial
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
J Ward Financial
Location
Morgan Hill, CA 95037
Credentials
CFP®, Series 66
Industry experience
4 years
About
James Ward is a CFP® and holds a Series 66 license with four years of experience in financial advising. He is the principal of J Ward Financial, an independent firm based in Morgan Hill, CA. In addition to his financial advisory work, Ward is an attorney specializing in estate planning and elder law and owns businesses in real estate and insurance. J Ward Financial provides discretionary investment management and financial planning primarily to high-net-worth individuals, families, and their trusts. The firm’s investment approach emphasizes asset allocation based on a comprehensive risk analysis and employs third-party platforms and advisers to manage client portfolios.
Fee options
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%
Account minimum: $500,000 Fee-only: Negotiable fees based on assets under management; no commissions accepted.
Location
16360 Monterey Street, Suite 210
Morgan Hill, CA 95037
Most active in
James W has reported serving >5 clients in these states in the last 12 months.
California
Work history
Pathfinder Ins & Fin Svcs LLC
2024 - Present (2 years)
The Leaders Group Inc
2024 - Present (2 years)
Pathfinder Financial Solutions
2023 - 2024 (1 year)
J Ward Financial Solutions
2021 - Present (5 years)
Law office of James A Ward
2012 - Present (14 years)
Ward Realty
2008 - Present (18 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Michael G
CFP®, Series 65
Gilroy, CA
Michael Garber Financial Planning
Todd S
Series 63, Series 65
San Jose, CA
Silicon Valley Wealth Management Solutions, Inc.
Charles S
CFP®, Series 65
Morgan Hill, CA
EquityFTW
Marialisa C
Series 65
San Jose, CA
Caruso Family Financial Advisors (CFFA) LLC
Giulia K
Series 65
Tucson, AZ
Align Wealth Management, LLC
Anthony C
Series 66
San Jose, CA
Caruso Family Financial Advisors (CFFA) LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")