Advisor at Creative Planning
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Rexford, MT
Credentials
CFP®, Series 63, Series 65
Industry experience
24 years
Barbara Schelhorn is a CFP® professional with 24 years of industry experience. She has worked at Creative Planning since 2021 and previously spent 18 years with Harris Investor Services LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure.
Based on Creative Planning
Based on Creative Planning
Financial planning fees typically range from $1,500 to $15,000; executive programs or complex cases range from $5,000 to $300,000; flat fees are negotiated and agreed upon beforehand
$0 - $500,000: 1.20% $500,001 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.80% $10,000,001 - $25,000,000: 0.70% $25,000,001 - $50,000,000: 0.40% $50,000,001 - $100,000,000: 0.30% $100,000,001+: 0.25%
Negotiable hourly fee for Retirement Plan Services and financial planning services
Account minimum: $200,000 Minimum fee: Minimum management fee for clients with assets under $500,000; $10,000 minimum for nonprofit organizations; $10,000 minimum for consulting services in Retirement Plan Services; $1,000 minimum for 3(38) investment advisory services in Retirement Plan Services
Rexford, MT
Montana · Texas · Virginia
Creative Planning
2021 - Present (5 years)
Harris Investor Services LLC
2003 - 2021 (18 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Trust company
They provide trust and estate administration services, typically for separate fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 63, Series 66
Eureka, MT
EDR Investment Advisors, LLC
Ernest Roo is a financial advisor at EDR Investment Advisors, LLC in Eureka, Montana, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with EDR Investment Advisors since 2013. Roo is also the owner of EDR Financial, an insurance agency in Kalispell, Montana, where he focuses on employee benefit packages and individual insurance products. EDR Investment Advisors primarily serves individual clients with portfolio management, financial planning, and consulting services. The firm employs a range of investment strategies across mutual funds, ETFs, equities, and fixed income, and may use unaffiliated sub-advisers while maintaining client relationships and suitability oversight.
Series 63, Series 65
Fortine, MT
Cetera
Judith Seaman is a financial advisor at Cetera with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has operated Judy Seaman Investment Services since 2001. Her prior experience includes Investors Capital Corporation from 2001 to 2016. She is also involved as an agent in fixed insurance products, including life, annuities, and long-term care. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed and firm-sponsored investment solutions.
PFS™, Series 63, Series 65
Eureka, MT
LPL Financial
Mark Rosenfeld is a financial advisor with LPL Financial, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 29 years of industry experience, including 19 years at Next Financial Group Inc. Outside of his advisory role, Rosenfeld operates a CPA practice focused on investment-related activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, delivering both strategic and tactical portfolio options through a large network of investment adviser representatives.
Series 63, Series 65
Eureka, MT
Morgan Stanley
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