Andrew Mccay
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Andrew Mccay is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, and BBVA in various roles. Outside of his advisory work, he is involved with Gig Worker Solutions, referring self-employed clients for payroll and benefits services. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions, along with retirement and fiduciary capabilities integrated with its institutional and trust services.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
Auburn, AL
Most active in
Andrew M has reported serving >5 clients in these states in the last 12 months.
Alabama · Texas
Work history
Cetera
2024 - Present (2 years)
Cetera Advisors LLC
2022 - Present (4 years)
Kodiak Wealth, LLC
2022 - Present (4 years)
Morgan Stanley Private Bank, N.A.
2016 - 2022 (6 years)
Morgan Stanley
2016 - 2022 (6 years)
BBVA Securities Inc.
2013 - 2016 (3 years)
BBVA Wealth Solutions Inc.
2012 - 2016 (4 years)
BBVA Compass Insurance Agency, Inc.
2012 - 2016 (4 years)
COMPASS Bank
2012 - 2016 (4 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Hense E
Series 66
Auburn, AL
Retirement Plans, LLC
Timothy A
Series 66
Opelika, AL
AJA Financial LLC
Laurel B
Series 66
Opelika, AL
Insignia Wealth Advisory
A. L
Series 63, Series 65
Auburn, AL
Lipscomb Investment Group, LLC
Thomas M
Series 65
Auburn, AL
Lipscomb Investment Group, LLC
Davis L
Series 65
Auburn, AL
Lipscomb Investment Group, LLC
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