YES Wealth Management

Yes Wealth Management is a SEC‑registered investment adviser that provides discretionary investment management, financial planning, and retirement plan advisory services to individuals (including high‑net‑worth clients), trusts, estates, and retirement plans. The firm’s brochure reports it manages $127,466,765 on a discretionary basis and emphasizes fiduciary duty and ongoing client contact in its service model.

The firm describes a long‑term, fundamental analysis and risk‑managed asset allocation approach, typically building portfolios around ETFs and low‑cost, diversified mutual funds while also using individual stocks and bonds where appropriate. The brochure notes the use of hedging techniques and discloses that derivatives may be used in separately managed accounts to implement risk‑management strategies, a practice that is less common among peers.

Distinctive operational features in the brochure include an institutional relationship with Schwab that supplies custody, technology, and other support (and related economic benefits disclosed by the firm). The personnel disclosures also identify an advisory representative who operates a separate class‑action settlement recovery business (reported as roughly five percent of that person’s time), a non‑investment activity highlighted in the firm’s filings.