Vision Retirement

Vision Retirement serves individual clients across a broad wealth spectrum, including both non‑high‑net‑worth and high‑net‑worth households, and offers advice, integrated financial planning, fiduciary investment management, automated robo investing, and client‑directed accounts. The firm also provides retirement plan rollover guidance, hourly consulting, and subscription advice memberships to support ongoing client needs.

The firm’s investment approach is individualized and combines advisor‑led discretionary management with third‑party model strategies and automated portfolios, including goal‑based tools and ongoing rebalancing, tax‑loss harvesting, and global diversification. Vision relies on third‑party intellectual property and custodial platforms (including Betterment for its robo offering and LPL Financial for execution and custody) to implement allocations, while maintaining fiduciary oversight and the ability to override outside strategists when it deems necessary.

Noteworthy and less common features include an affiliated tax preparation service and a VR 360 planning membership that explicitly includes preparation of a federal and two state tax returns in coordination with a CPA. The firm is also the sponsor of a wrap fee program that bundles securities transaction costs into its advisory fee, a structure the brochure discloses and manages as part of its service offerings.