Joseph Lanza
Advisor at Vision Retirement
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Vision Retirement
Location
Ridgewood, NJ 07450
Credentials
Series 63
Industry experience
39 years
About
Joseph Lanza is a financial advisor with Vision Retirement, holding a Series 63 designation and bringing 39 years of industry experience. His prior roles include positions at LPL Financial and Sagepoint Financial. Outside of advising, he owns Juice Journey LLC, a business based in Edgewater, NJ. Vision Retirement is an SEC-registered advisory firm serving individuals and high-net-worth clients with integrated financial planning, fiduciary investment management, and retirement plan rollover guidance. The firm operates as a multi-adviser team, combining third-party portfolio strategists and technology-driven solutions with firm oversight and tax-aware investment tools.
Client services
Based on Vision Retirement
Financial planning
Portfolio management
Hourly consulting and subscription services
Hourly consulting and subscription services
Expertise
Based on Vision Retirement
Retirement income strategy
Social Security optimization
Medicare planning
Charitable giving & philanthropy
Fee options
Advice Membership $895, Planning Membership $2,495, VR 360 Membership $3,995 (flat fees)
Commission-based compensation for securities and insurance product sales via LPL Financial and insurance licensing
Hourly consulting fee up to $400 per hour
Monthly Subscription Service paid monthly through AdvicePay with 12-month commitment; fees vary by membership level
Account minimum: $100,000 Minimum fee: Integrated Financial Planning minimum fee of $2,500 Fee-only: Integrated Financial Planning charged as 0.10% of net worth; Advice Membership flat fee $895; Planning Membership flat fee $2,495; VR 360 Membership flat fee $3,995
Location
171 East Ridgewood Avenue, Suite 205
Ridgewood, NJ 07450
Most active in
Joseph L has reported serving >5 clients in these states in the last 12 months.
New Jersey
Work history
The Lanza Financial Group
2024 - Present (2 years)
LPL Financial, LLC
2018 - Present (8 years)
Sagepoint Financial, Inc
2009 - 2018 (9 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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