Trek Financial

Trek Financial is a privately held, employee‑owned SEC‑registered investment adviser that provides discretionary asset management, financial planning, and both fiduciary and non‑fiduciary ERISA retirement plan services to individuals (including high‑net‑worth clients), businesses, pension and profit‑sharing plans, foundations and other institutional clients. Services are delivered through a network of supervised investment adviser representatives and may include the use of third‑party sub‑advisors and model portfolios.

The firm combines strategic, quarterly‑rebalanced portfolios with tactical, rules‑based and quantitative models, using a blend of fundamental and technical analysis, optimization tools, and forward‑looking macro inputs to construct client portfolios. Trek also incorporates third‑party signal providers and models and offers tax‑aware solutions such as direct indexing with tax‑loss harvesting, as well as options overlays and structured‑note allocations for clients with specific suitability profiles.

Compared with many peers, Trek maintains a broad library of systematic and third‑party model strategies (including sector, dynamic allocation, momentum, macro and quality/dividend models) and provides specialized hedging solutions for concentrated equity positions, multiple options approaches, and access to alternative investments via CAIS and iCapital—capabilities that are less common at firms of similar scale. The firm’s brochure also discloses arrangements that can create conflicts of interest—such as adviser‑representative control of certain private funds and the use of sub‑advisors and trade signal providers—which Trek describes in its written disclosures.