The Pinnacle Financial Group

The Pinnacle Financial Group provides discretionary portfolio management, financial planning, pension consulting (including ongoing consulting to 401(k) and other employee benefit plans), and may direct clients to third‑party money managers. Its client base, as described in the brochure, includes individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, pension and profit‑sharing plans, and corporations or business entities.

The firm documents client objectives and constraints in an Investment Policy Statement and applies fundamental analysis alongside both long‑term and short‑term trading strategies, with accounts generally managed on a discretionary basis and subject to regular portfolio monitoring. TPFG typically implements portfolios using mutual funds, equities, bonds, ETFs, REITs, insurance products and options, and may use alternative and structured investments where appropriate.

TPFG discloses that several of its investment adviser representatives are dually registered as registered representatives of LPL Financial, and the brochure describes platform benefits, transition assistance and related conflicts of interest as well as limits LPL may place on recommended securities. The firm also notes arrangements that are less common among peers — including serving business development company and other business‑entity clients and participating in wrap programs and fee‑sharing arrangements with third‑party managers — all of which are addressed in its regulatory disclosures.