The Financial Planning Company
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$11,820,374
Total clients
31
29% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
31
Average account size
$381,302
About
The Financial Planning Company provides financial planning and discretionary investment management to individuals, high‑net‑worth individuals, qualified retirement plans and trusts. Services include portfolio construction using stocks, bonds, ETFs and mutual funds, together with ongoing wealth management advice tailored to clients’ goals, resources, risk tolerances and time horizons.
The firm emphasizes long‑term strategic asset allocation combined with enhanced indexing, limits trading frequency to reduce costs and taxable events, and performs quarterly rebalancing to maintain target weights. In forming portfolios the adviser uses Morningstar research and proprietary asset‑allocation information from Dimensional Fund Advisors.
Distinctive features include an explicit enhanced‑indexing approach that may overweight small‑value exposures relative to market‑cap indices and the use of DFA inputs to inform allocations, which is less common among peers of this size. The firm manages about $11.8 million for 31 clients, operates as a fee‑only fiduciary, uses Interactive Brokers and Charles Schwab for custody, and does not accept proxy‑voting authority for client securities.
Client services
Financial planning
Portfolio management
Expertise
Real estate investing
Passive / index investing
Fee options
$0 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $4,000,000: 0.60% $4,000,001+: 0.40%
Account minimum: $10,000 Fee-only: Fee-only fiduciary advisor, paid only by clients, no commissions
Main office location
The Financial Planning Company
Royal Oak MI, United States
Number of offices
1
Most active in
The Financial Planning Company has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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