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Brewster Smith

Advisor at The Financial Planning Company

Updated today
The Financial Planning Company logo

Firm

The Financial Planning Company

Location

Royal Oak, MI

Credentials

CFP®

Industry experience

9 years

About

Brewster Smith is a CFP® professional with nine years of industry experience, currently serving as the sole advisor at The Financial Planning Company in Royal Oak, MI. He has worked at his current firm since 2016 and previously spent four years at Diversified Portfolios, Inc. The Financial Planning Company offers financial planning and discretionary investment management to individuals, high-net-worth clients, qualified retirement plans, and trusts. The firm employs a long-term strategic asset allocation approach combined with enhanced indexing and quarterly rebalancing, utilizing research from Morningstar and proprietary data from Dimensional Fund Advisors.

Client services

Based on The Financial Planning Company

Financial planning Portfolio management

Expertise

Based on The Financial Planning Company

Real estate investing Passive / index investing

Fee options

Percentage

$0 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $4,000,000: 0.60% $4,000,001+: 0.40%

Other

Account minimum: $10,000 Fee-only: Fee-only fiduciary advisor, paid only by clients, no commissions

Location

Royal Oak, MI

Most active in

Michigan

Work history

The Financial Planning Company

2016 - Present (10 years)

Diversified Portfolios, Inc.

2012 - 2016 (4 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Kimberly H

CFP®, CRPC®

Troy, MI

Innermost Wealth Management, LLC

I founded Innermost™ Wealth Management to create a more personal, thoughtful approach to financial planning and wealth management. My background in both finance and psychology shaped my belief that money is not just about numbers. It is deeply personal and connected to your values, goals, and life experiences. I work with professionals who want to grow and simplify their wealth, with a special focus on women navigating career growth, equity compensation, and major life transitions such as divorce. Many of my clients are balancing busy lives and complex financial decisions, and they value having a long-term financial partner who truly understands their needs. My firm is centered on ongoing wealth management through investment advisory relationships. Clients work with me for comprehensive financial planning and investment management that evolves with them over time. As a CERTIFIED FINANCIAL PLANNER® Professional, Chartered Retirement Planning Counselor℠, and Certified Divorce Financial Analyst® Candidate, I provide technical expertise and strategic guidance, while also recognizing the emotional side of financial decisions. My approach is compassionate, judgment-free, and designed to reduce stress while helping you feel more confident in your choices. I operate a fully virtual firm, working with clients across the country who appreciate flexibility and convenience. My goal is to simplify your financial life, provide clear advice, and help you align your wealth with what matters most to you. Outside of work, I enjoy traveling, photography, cooking, and spending quality time with my Beagle, Gracie.

General retirement planning General tax planning Wealth management Startup equity planning Divorce financial planning Founder/Business Owner Executive Women Professionals Life coaching / goal alignment Established Professionals Approaching retirement Dual Income Family
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Eldin F

Series 63, Series 65

Southfield, MI

Sterling Advisory Group LLC

ESG / Sustainable investing Equity compensation tax strategy Business succession planning Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive Values-based investing
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John C

Series 63, Series 65

Grosse Pointe Farms, MI

Conway Asset Management, Inc.

Active portfolio management Options & derivatives strategies Concentrated stock management
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Daniel S

Series 63, Series 65

Bingham Farms, MI

Octo Capital, LLC

Tax-loss harvesting Retirement income strategy Income planning Equity compensation tax strategy Charitable giving & philanthropy Executive
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Frank C

Series 65

Detroit, MI

Jamerson-Crosby Investment Advisors LLC

Active portfolio management Options & derivatives strategies
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Douglas N

CFP®, Series 63, Series 66

Clinton Twp, MI

Our Investment Guy

College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement income strategy
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