Stone Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$18,865,206
Total clients
148
1% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
148
Average account size
$127,468
About
Stone Financial is an independent, single-advisor registered investment adviser serving individual investors as well as corporate and other business clients, providing discretionary and non‑discretionary portfolio management, financial planning, and advisory consulting. The firm also assists clients in selecting third‑party money managers and commonly implements proprietary model portfolios, with primary recommendations focused on mutual funds and ETFs while remaining open to other security types.
The firm customizes portfolios based on each client’s goals, time horizon, and risk tolerance, monitors accounts on an ongoing basis with at least annual reviews, and may employ both long‑ and short‑term strategies or hire third‑party managers where appropriate. It uses institutional custody and trading relationships for execution and reporting and discloses typical percentage‑of‑assets fee billing for its advisory services.
A distinctive feature is the firm’s affiliation, by common ownership, with an accounting and tax firm; the owner is also a certified public accountant and the adviser may recommend the affiliate’s accounting and tax services, a relationship disclosed as a potential conflict of interest. The firm also notes that its representatives are licensed insurance agents who may receive commission compensation for insurance product sales and that it may receive compensation for referrals to third‑party money managers, with clients under no obligation to use recommended affiliates.
Client services
Financial planning
Portfolio management
Selection of other advisers
Advisory consulting
Expertise
Wealth management
Fee options
Fixed fees for financial planning and advisory consulting services as above
$15,000 - $349,999: 1.50% $350,000 - $999,999: 1.25% $1,000,000 - $2,999,999: 1.00% $3,000,000 - $4,999,999: 0.75% $5,000,000+: 0.50%
Commission-based compensation for insurance products sold by licensed insurance agents affiliated with the firm
Hourly rate of $150 for pro-rata charges if financial planning or advisory consulting agreements are terminated early
Minimum fee: Minimum annual fee of $250, may be waived at discretion Fee-only: Fixed fees for financial planning services generally range from $3,000 to $5,000 (negotiable) and advisory consulting services generally range from $250 to $1,000 (negotiable)
Most active in
Stone Financial has reported serving >5 clients in these states in the last 12 months.
Arkansas · Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")