Springwater Advisors, LLC

Springwater Advisors, LLC is a small advisory firm managing roughly $114.5 million in discretionary assets for about 40 clients with a two‑adviser team. It provides comprehensive financial planning, portfolio management and portfolio consulting for individuals, families, small businesses and charitable organizations, and offers access to third‑party sub‑managers through a sub‑managed client program.

The firm implements customized asset allocation across cash, equities and fixed income and draws on fundamental, technical, charting and cyclical analysis; its stated strategies can include short‑term trading, option writing and alternative investments where appropriate. Springwater generally manages accounts on a discretionary basis, conducts quarterly account reviews, and performs ongoing due diligence of any third‑party managers it places client assets with.

Springwater is notable for its affiliated business structure: it is affiliated with a broker‑dealer, an investment‑advisory affiliate and an insurance agency, and clears certain transactions through its affiliated broker‑dealer relationship with a national custodian. Those affiliations create potential conflicts of interest identified in the brochure — including shared transaction and distribution arrangements and insurance commissions — which the firm says it addresses through disclosure, supervisory procedures and a written code of ethics.