Spire Wealth Management, LLC

Spire Wealth Management advises individuals (including high-net-worth clients), corporations, trusts and retirement plans and provides portfolio management, financial planning, model-portfolio implementation, and access to separately managed and wrap programs. The firm manages both discretionary and non-discretionary accounts and offers written financial plans or subscription-based planning through its IARs.

Spire’s investment approach combines asset-allocation and security-selection techniques using fundamental, technical, quantitative and cyclical analysis, and it implements solutions via passive, active, hybrid and tactical model portfolios. It also offers access to alternative private investments and option, margin and short-sale strategies, and delivers tactical overlays through model sets that adjust equity exposure based on macro- and micro-level risk indicators.

Noteworthy for an enterprise adviser of its scale, Spire has an ownership-linked sub-adviser relationship with Corbett Road Capital Management (CRCM), whose dually registered model strategies and fee arrangements are integrated into Spire’s offerings and for which a portion of sub-adviser fees is shared with Spire. The firm also discloses several operational conflicts and controls that differ from many peers — including arrangements with multiple custodians that provide institutional services and payments, prior participation in referral programs, dual licensure of some IARs with an affiliated broker-dealer and a past SEC settlement related to mutual fund share-class recommendations, all of which are described in the brochure and managed through disclosure and firm policies.