S
Spectrum Wealth Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$53,310,822
This total excludes 44 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
5
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
5
Average account size
$10,662,164
About
Spectrum Wealth Advisors provides discretionary portfolio management, retirement-plan advisory and consulting services to individuals and to pension or profit-sharing plans, with a practice that predominantly serves dental practitioners. The firm offers ongoing investment management, written investment policy statements, and targeted consulting on matters such as retirement plan design and participant education.
The firm’s investment approach is grounded in Modern Portfolio Theory and a long-term, buy-and-hold orientation, emphasizing diversified asset-class exposures primarily implemented through passively managed mutual funds (notably funds from Dimensional Fund Advisors), ETFs and, where appropriate, conservative fixed income securities. SWA uses portfolio modeling and Monte Carlo analysis to set asset allocations, prepares separate fixed income policy statements when needed, and may retain an independent fixed-income manager to execute discretionary bond strategies.
What distinguishes the firm from many peers is its connection to an affiliated accounting practice and its regular work with employee benefit plans: SWA discloses reciprocal recommendation practices with an affiliated accounting firm (with accounting services provided separately and no referral-fee arrangements) and provides pension consulting, pooled employee retirement plan analysis, and institutional-style portfolio management for plan assets. These plan-focused services and the concentration on dental professionals are less common among independent advisers of similar size.
Client services
Portfolio management
Pension consulting
Expertise
Passive / index investing
Tax-loss harvesting
College savings (529s, UTMA, etc.)
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Dentist
Fee options
$0 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000 - $2,999,999: 0.80% $3,000,000 - $3,999,999: 0.70% $4,000,000 - $4,999,999: 0.60% $5,000,000+: 0.50%
$250.00 per hour for consulting services
Account minimum: $20,000 Minimum fee: $2,500 per client relationship for Investment Management and Employee Benefit Plan Services
Main office location
Spectrum Wealth Advisors, LLC
240 Stoneridge Drive, Suite 300
Columbia SC 29210, United States
Number of offices
1
Most active in
Spectrum Wealth Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
North Carolina · South Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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