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David Kaucher

Advisor at Spectrum Wealth Advisors, LLC

Updated today

Firm

Spectrum Wealth Advisors, LLC

Location

Columbia, SC 29210

Credentials

Series 65

Industry experience

9 years

About

David Kaucher is a financial advisor at Spectrum Wealth Advisors, LLC in Columbia, SC, holding a Series 65 credential with nine years of industry experience. He has been with Spectrum Wealth Advisors since 2016 and previously worked at Blue Cross Blue Shield of South Carolina. Spectrum Wealth Advisors provides discretionary portfolio management, retirement-plan advisory, and consulting services primarily to dental practitioners as well as pension and profit-sharing plans. The firm employs a long-term, buy-and-hold investment approach grounded in Modern Portfolio Theory, using diversified, passively managed funds and conservative fixed income securities. It is notable for its affiliation with an accounting practice and its specialized focus on employee benefit plans.

Client services

Based on Spectrum Wealth Advisors, LLC

Portfolio management Pension consulting

Expertise

Based on Spectrum Wealth Advisors, LLC

Passive / index investing Tax-loss harvesting College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on Spectrum Wealth Advisors, LLC

Dentist

Fee options

Percentage

$0 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000 - $2,999,999: 0.80% $3,000,000 - $3,999,999: 0.70% $4,000,000 - $4,999,999: 0.60% $5,000,000+: 0.50%

Project-based

$250.00 per hour for consulting services

Other

Account minimum: $20,000 Minimum fee: $2,500 per client relationship for Investment Management and Employee Benefit Plan Services

Location

240 Stoneridge Drive, Suite 300

Columbia, SC 29210

Most active in

North Carolina · South Carolina

Work history

Spectrum Wealth Advisors, LLC

2016 - Present (10 years)

Blue Cross Blue Shield of South Carolina

2015 - 2016 (1 year)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Kyle H

CFP®, ChFC®, RICP®

West Columbia, SC

Harper Financial Planning

In 2016, I started in the financial services industry unsure of what I wanted to do when I “grew up." I had spent my first year out of college doing mission and service work in Southern Africa, Southeast Asia and Central America. In just a handful of months, I became convinced that the best way I could serve people was as a financial advisor. Money touches everything. It is a tool, that when used well can bring stability and joy to our lives. However, when it is not held in the correct perspective, it can add stress and worry instead. That’s why our mission is to take the work and worry out of planning. I decided to start my own firm out of a desire to provide better advice at a lower cost to more people. Quality financial planning can be difficult to find in today’s world. When I’m not meeting with clients or building financial plans, I’m either with my family or outside. I enjoy scuba diving, swimming, running, cycling, mountain biking and playing music. My wife and I are active in our church community as well. I don’t get much time to sit and read, but I enjoy listening to audiobooks, especially by people who are the best at what they do in any field.

General retirement planning Retirement income strategy Wealth management
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Donald R

Series 65

Columbia, SC

REX Management LLC

Wealth management Income planning
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Matthew S

Series 65

Columbia, SC

South Carolina Wealth Management Group, LLC

Options & derivatives strategies

Matt M

CFP®

Columbia, SC

Multipath Wealth Magement

I’ve seen the medical journey up close. My wife and I navigated med school, residency, and fellowship together. We dealt with the student loans, the long hours, and had three kids during her training. I understand the financial and personal sacrifices required to build a career in medicine because I’ve lived them with her. In 2015, our youngest son was diagnosed in-utero with a serious heart defect. He needed to be delivered in a major medical center and underwent multiple open-heart surgeries in his first year of life. We were prepared emotionally, but not financially. Our insurance initially denied coverage. Despite solid household income, we were suddenly facing what would ultimately amount to $2 million in medical bills, all while starting new jobs and buying a home. We got through it. Our son is healthy today, and we eventually resolved the insurance nightmare. But the experience left a mark. This experience is what nudged me to start a financial planning firm... one focused on helping medical professionals navigate complexity, manage risk, and build the life they really want. At Multipath Wealth Management, I help medical professionals organize their finances, reduce stress, and make confident decisions at every stage... from residency through retirement. My role is to help you live a great life today, while still planning for the future. This business is my way of paying it forward. Let's work together!

College savings (529s, UTMA, etc.) Cash flow / budgeting Debt management Income planning General tax planning Doctor or Medical Professional Engineering Professional Women Professionals
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Charles C

CFP®, Series 63, Series 66

Lexington, SC

CMC Wealth Management, LLC

Options & derivatives strategies Real estate investing
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James C

Series 65

Columbia, SC

Schooner Wealth Management

Retirement income strategy Social Security optimization Medicare planning Roth conversion strategy Charitable giving tax strategies
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