Shenandoah Financial

$50,000 - $1,000,000: 1.70% (ETF Endowment Series – Laddered Income – Absolute Yield - Fixed Income – Precious Metals) $1,000,001 - $2,000,000: 1.35% (ETF Endowment Series – Laddered Income – Absolute Yield - Fixed Income – Precious Metals) $2,000,001 - $3,000,000: 1.00% (ETF Endowment Series – Laddered Income – Absolute Yield - Fixed Income – Precious Metals) Over $3,000,000+: 0.80% (ETF Endowment Series – Laddered Income – Absolute Yield - Fixed Income – Precious Metals) $100,000 - $1,000,000: 2.00% (Gradient 50 – Gradient 40 – Gradient 33 – Covered Call - Controlled Volatility – Gradient Tactical Rotation – Energy Sector) $1,000,001 - $2,000,000: 1.65% (Gradient 50 – Gradient 40 – Gradient 33 – Covered Call - Controlled Volatility – Gradient Tactical Rotation – Energy Sector) $2,000,001 - $3,000,000: 1.20% (Gradient 50 – Gradient 40 – Gradient 33 – Covered Call - Controlled Volatility – Gradient Tactical Rotation – Energy Sector) Over $3,000,000+: 0.95% (Gradient 50 – Gradient 40 – Gradient 33 – Covered Call - Controlled Volatility – Gradient Tactical Rotation – Energy Sector) All non-managed assets+: 0.60% (Non-Discretionary/Non-Managed Accounts; minimum quarterly fee $25)

$100 per hour for financial planning and consulting.

Account minimum: Shenandoah Financial does not manage client assets and therefore has no account minimum. However, some third party money managers (TPMs) utilized by Shenandoah may have their own minimums (e.g., $50,000 or $100,000 depending on the program). Fee-only: $100 per hour for financial planning and consulting services, with payments in two installments (50% upfront, 50% upon completion). Pricing based on complexity.