SEIA

SEIA provides investment advisory and planning services to individuals (including non‑HNW and high‑net‑worth clients), trusts, estates, retirement plans, and corporate clients through an enterprise platform of 132 advisors serving roughly 9,520 clients with about $22.5 billion in assets under management. The firm’s offerings include multiple managed account programs (Signature Elite, Allocation Series, Targeted Strategies, Signature Custom), Signature Advisor Managed Portfolios using third‑party technology platforms, modular and comprehensive financial planning (including a Life Care Affordability Planning option), and retirement plan consulting.

The firm applies a six‑step, client‑driven investment process supported by its DIMES research group, combining strategic macro asset allocation and tactical micro allocation based on modern portfolio theory, with an Investment Committee overseeing discretionary models. Service delivery varies by program: Signature Elite is explicitly non‑discretionary (advisor recommendations require client approval), certain platforms and the Investment Committee exercise discretionary authority, and the firm also integrates third‑party managers, options strategies and a structured‑notes SMA in targeted programs; SEIA discloses policies for the approved use of AI tools and retains human oversight.

Noteworthy distinctions include that the majority of SEIA’s AUM is managed on a non‑discretionary basis (approximately $18.97 billion non‑discretionary versus $3.57 billion discretionary as of December 31, 2025), the recent addition of a limited‑discretionary Signature Custom service, and the availability of an online Flourish Cash program for client cash management (for which SEIA discloses it receives a service fee). The firm also operates affiliated broker‑dealer and insurance entities and participates in custodian referral/promoter arrangements; these relationships and related compensation practices are disclosed in the brochure as potential conflicts of interest.