R.O.S. Asset Management

ROS Asset Management provides discretionary, fee-only portfolio management and investment advice to individual and business clients, including taxable accounts, IRAs, and trusts. New clients open brokerage accounts at Charles Schwab and grant the firm a limited power of attorney to execute trades, receive duplicate statements, deduct fees, and process client-directed distributions.

The firm follows a long-term, buy-and-hold approach grounded in fundamental analysis, emphasizing companies that generate strong free cash flow, sustain or grow dividends, and use cash for buybacks or debt reduction. Portfolios are typically concentrated (around 20 holdings), turnover is minimized to limit taxes and commissions, and no-load mutual funds are used for market segments the adviser considers difficult to analyze directly.

Although the brochure emphasizes individual portfolio management, it also states the firm provides services to businesses and other non-individual entities and operates with discretionary authority under client LPOAs. The firm discloses that its owner often invests personally in the same securities — sometimes establishing positions in personal accounts before client implementation — and that it directs all brokerage to Charles Schwab without aggregating trades and generally does not accept proxy-voting authority for client accounts.