Quality Financial Concepts

Fixed fees for financial planning negotiated based on project complexity; initial non-refundable retainer fee of $500 for mutual fund only portfolios under $75,000

$0 - $100,000: 1.90% annually (calculated as 1.90% quarterly fee divided by 4) $100,001 - $250,000: 1.70% annually on amount above $100,000 plus $475.00 for prior bracket $250,001 - $500,000: 1.60% annually on amount above $250,000 plus $1,112.50 for prior brackets $500,001 - $1,000,000: 1.50% annually on amount above $500,000 plus $2,112.50 for prior brackets $1,000,001 - $2,500,000: 1.35% annually on amount above $1,000,000 plus $3,987.50 for prior brackets $2,500,001 - $5,000,000: 1.15% annually on amount above $2,500,000 plus $9,050.00 for prior brackets $5,000,001 - $7,500,000: 0.95% annually on amount above $5,000,000 plus $16,237.50 for prior brackets $7,500,001+: 0.75% annually on amount above $7,500,000 plus $22,181.25 for prior brackets

Owner is also a registered representative earning commissions on securities sales outside advisory services; no commissions on advisory accounts

Hourly fees range from $50.00 to $400.00, standard hourly rate $250.00

Account minimum: $150,000 (standard accounts); $25,000 (mutual fund only portfolios) Minimum fee: Minimum annual fee of $2,750 for standard accounts; waived at QFC's discretion Fee-only: Financial planning fees charged on fixed or hourly basis: hourly rate $50 to $400 (standard $250), daily fees up to $3,500, fixed fees negotiable based on complexity