Plan2Retire
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$82,000,000
Total clients
271
9% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
271
Average account size
$302,583
About
Plan2Retire is a fee‑based independent advisory firm that serves individual households and employer retirement plans, providing discretionary portfolio management, financial planning, and qualified plan consulting. As with many independent advisors, it bills advisory fees tied to assets under management and delivers periodic performance reporting and reviews.
The firm manages accounts under individualized investment policy statements and uses a mix of fundamental, technical, and cyclical analysis; it also may subscribe client accounts to third‑party model portfolios through a model marketplace and custodian relationship. In addition to ongoing wealth management, Plan2Retire offers comprehensive financial consulting, participant education for retirement plans, and public seminars and workshops intended to educate attendees.
Plan2Retire’s profile is atypical for a solo independent firm: one advisor oversees roughly 271 client relationships and about $82 million in assets, and the managing member operates an affiliated insurance business that produces a material portion of revenue (disclosed as commission income). The firm also provides ERISA plan services in both limited‑scope (3(21)) and full discretionary investment manager (3(38)) capacities, and it passes through model marketplace fees charged by its chosen platform.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Tax strategies for small businesses
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Retired
Fee options
$500 - $2,500 negotiable flat fee for financial planning; $500 - $2,500 negotiable flat fee for qualified plan consulting
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.85% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.50% annually Over $5,000,001+: 0.25% annually
$150 per hour for financial planning services
Account minimum: $5,000 Fee-only: Hourly rate $150/hour; Fixed fees $500 - $2,500 for financial planning; Monthly fees for comprehensive consulting from $34 to $194 based on household income; Qualified plan consulting flat fee $500 - $2,500
Main office location
Plan2Retire
19935 National Pike
Hagerstown MD 21740, United States
Number of offices
1
Most active in
Plan2Retire has reported serving >5 clients in these states in the last 12 months.
Florida · Maryland · Pennsylvania · South Carolina · Virginia · West Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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