Jeffrey Bowers
Advisor at Plan2Retire
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Plan2Retire
Location
Hagerstown, MD 21740
Credentials
CFP®, Series 63, Series 65
Industry experience
25 years
About
Jeffrey Bowers is a CFP® with 25 years of industry experience, currently serving as the sole advisor at Plan2Retire in Hagerstown, MD. He has worked at Bowers Advisory Group, LLC since 2008 and co-owns Donald C. Bowers Insurance, Inc., a non-investment-related business. Plan2Retire is an independent, fee-based advisory firm that serves individual households and employer retirement plans with discretionary portfolio management, financial planning, and qualified plan consulting. The firm employs individualized investment policy statements and a combination of fundamental, technical, and cyclical analysis, and offers comprehensive financial consulting, participant education, and public seminars.
Client services
Based on Plan2Retire
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
Based on Plan2Retire
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Tax strategies for small businesses
Retirement plans for business owners (SEP, solo 401k)
Fee options
$500 - $2,500 negotiable flat fee for financial planning; $500 - $2,500 negotiable flat fee for qualified plan consulting
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.85% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.50% annually Over $5,000,001+: 0.25% annually
$150 per hour for financial planning services
Account minimum: $5,000 Fee-only: Hourly rate $150/hour; Fixed fees $500 - $2,500 for financial planning; Monthly fees for comprehensive consulting from $34 to $194 based on household income; Qualified plan consulting flat fee $500 - $2,500
Location
19935 National Pike
Hagerstown, MD 21740
Most active in
Jeffrey B has reported serving >5 clients in these states in the last 12 months.
Florida · Maryland · Pennsylvania · South Carolina · Virginia · West Virginia
Work history
Bowers Advisory Group, LLC
2015 - Present (11 years)
Bowers Advisory Group, LLC
2008 - Present (18 years)
118 Sentry Ridge Townhome
2003 - 2019 (16 years)
Bowers Properties LLC
2002 - Present (24 years)
Donald C. Bowers Insurance, Inc.
1989 - Present (37 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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My name is Matthew, your advisor at Cadence Planning. I entered the professional world as a teacher. For over six years, I spent time with students, developed after-school robotics programs, and relished the opportunity to educate and empower the people around me. That is why, I believe it is important for clients to understand, I entered the financial world as a teacher as well. The passion for teaching never left me. I had witnessed, first hand, the impact education has on someone's self-confidence, security, and semblance of joy. And I carry this approach with me into my advising. In 2006 I decided to leave teaching altogether to work full-time as a tax accountant. I took and passed each section of the EA exam between 2009 and 2010, receiving my EA designation in March 2011. I've been given the opportunity to present to my peers at conferences and in 2012 was honored to be a recipient of the “Outstanding Young Professionals Award” from the Maryland Society of Accountants. In 2021, I completed the Financial Planning Program at the Boston Institute of Finance at Bryant University and subsequently passed the CFP exam and earned my CFP Marks. It's been a hard but rewarding journey and has left me feeling empowered to help clients. That is why I love what I do.
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