P

Personal Financial Solutions, LLC

Updated today

Total assets under management

$155,649,583

Total clients

131

30% high-net worth

Total advisors

2

of 2 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

66

Average account size

$1,188,165

About

Personal Financial Solutions, LLC provides discretionary investment management, comprehensive financial planning, and one‑time or periodic investment advisory services to individuals (including both high‑net‑worth and non‑HNW clients), as well as trusts, businesses and qualified retirement plans. The firm reports managing about $155.6 million for roughly 131 client relationships and tailors asset allocations and account restrictions to individual needs.

PFS combines a strategic long‑term base allocation with tactical intermediate‑term adjustments, diversifying across multiple equity capitalization categories and styles and implementing portfolios primarily with mutual funds and ETFs, with quarterly rebalancing and ongoing monitoring. Investment analysis uses a mix of fundamental, technical, cyclical and charting methods, and, depending on client risk tolerance, the firm may employ margin, short sales, options and exposures to alternatives such as REITs, MLPs, private placements and crypto‑related vehicles.

A noteworthy disclosure in the brochure is that an owner‑member of the firm holds a one‑third ownership interest in another registered investment adviser and divides professional time between the two firms, a relationship the firm discloses and that is uncommon among peers. The firm also highlights long ownership continuity since its 1996 inception and typically recommends a single qualified custodian for custody and trade execution, which provides ancillary services to the firm in addition to custody.

Client services

Financial planning Portfolio management

Expertise

Retirement income strategy General estate planning guidance College savings (529s, UTMA, etc.) Wealth management

Fee options

Fixed

Fees for Financial Planning and Investment Advisory Services are fixed rates, negotiable on a client-by-client basis and specified in each individual contract.

Percentage

$0 - $499,999: 1.25% $499,999 - $999,999: 1.15% $1,000,000+: 1.00%

Main office location

Personal Financial Solutions, LLC

2517 Highway 35, Building I Suite 103

Manasquan NJ 08736, United States

Number of offices

1

Most active in

Florida · New Jersey · Pennsylvania

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Quick links

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