Advisor at Personal Financial Solutions, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Personal Financial Solutions, LLC
Location
Manasquan, NJ 08736
Credentials
Series 65
Industry experience
4 years
Nicholas Gargiulo is a financial advisor at Personal Financial Solutions, LLC with four years of industry experience and a Series 65 designation. He has worked with KML Financial Services Group, LLC and Personal Financial Solutions since 2019. Outside of finance, he serves as the Director of the Karate Program at Epic Gymnastics, a gymnastics and karate school where he has been involved since 1997. Personal Financial Solutions provides discretionary investment management and comprehensive financial planning to individuals, trusts, businesses, and qualified retirement plans. The firm serves primarily individual investors, managing approximately $136.6 million in assets with an investment approach that combines long-term strategic allocation and tactical intermediate-term overlay across diversified equity categories and styles.
Based on Personal Financial Solutions, LLC
Fees for Financial Planning and Investment Advisory Services are fixed rates, negotiable on a client-by-client basis and specified in each individual contract.
$0 - $499,999: 1.25% $499,999 - $999,999: 1.15% $1,000,000+: 1.00%
2517 Highway 35, Building I Suite 103
Manasquan, NJ 08736
New Jersey
KML Financial Services Group, LLC
2023 - Present (3 years)
Personal Financial Solutions LLC
2019 - Present (7 years)
Epic Gymnastics
2018 - Present (8 years)
The Adventure Squad
2014 - 2019 (5 years)
Devlin Gymnastics
1997 - 2018 (21 years)
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Insurance agent
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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