Peckham, David A

The firm provides investment management primarily to individual clients, building portfolios from mutual funds offered by a single fund family. Services are delivered on a continuous, customized basis to address each client’s goals, risk tolerance, liquidity needs and tax considerations.

The firm’s investment approach blends modern portfolio theory with a buy-and-hold, fundamentals-based strategy, selecting funds on criteria such as track record, manager tenure, expenses and third‑party analysis. Fees for advisory services are handled through the mutual fund family’s fee-based program and the adviser does not exercise discretionary trading authority, obtaining client consent before effecting fund transactions.

Noteworthy features include the adviser’s maintained life and disability insurance license and the potential to sell insurance products alongside advisory services—an arrangement that is uncommon among independent RIAs and is disclosed as separate from the advisory program. The firm’s operations are narrowly focused: it uses only funds from one family and generally relies on the fund group’s statements for client reporting, reflecting a small, long‑standing practice with experience in pension consulting.