Opes Wealth Management, LLC

Opes Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, business entities, and trusts through three service tiers (Premier, Select and Access). The firm builds portfolios using mutual funds, ETFs and, where appropriate, separately managed accounts and alternative investments, and it offers ongoing services such as rebalancing, tax‑loss harvesting and annual balance‑sheet reviews.

OWM tailors advice to each client’s goals, risk tolerance and tax situation, applying fundamental, technical and cyclical analysis and a mix of long‑ and short‑term strategies within model asset allocations. For Access clients the firm uses an automated platform (Schwab’s Institutional Intelligent Portfolios®/SPT) that relies on an online questionnaire and automated rebalancing and sweep features, while Premier clients may receive location (tax) optimization and access to additional manager or alternative investment options.

Notable for a mid‑sized multi‑team adviser managing roughly $822 million with 15 advisors, Opes discloses several arrangements that distinguish it from many peers: a platform licensing/fee structure tied to Schwab assets and receipt of Schwab support services, acceptance and integrated management of held‑away retirement and 529 accounts, and custody‑type authorities (standing letters of authorization and stored client credentials) that subject the firm to an annual surprise examination. The brochure also explicitly discloses the firm’s use of options, margin and structured or private alternative investments and the attendant risks, and identifies these relationships as potential conflicts of interest.