Mountain Pass Planning

Mountain Pass Planning manages about $74.9 million in discretionary client assets and provides comprehensive financial planning and discretionary portfolio management primarily for individuals, while also serving pension and profit‑sharing plans and charitable organizations. The firm additionally offers project‑based consulting and provides sub‑advisory services to other registered investment advisers.

The firm constructs client‑specific investment policies and combines fundamental and cyclical analysis with passive, asset‑class based allocations to build portfolios, managing accounts on a discretionary basis and reviewing them at least quarterly. It delivers ongoing planning through retainer‑style engagements with continuous monitoring and implements portfolios using model portfolios and custom models available through the Altruist Model Marketplace.

Distinctive features include its explicit work with pension plans and charitable organizations, which is less common among independent advisers, and a disclosed minority ownership interest in Altruist LLC alongside the firm’s use of Altruist as a custodian and model platform. The firm also offers access to commission‑free insurance solutions via a third‑party platform while the advisor is separately licensed to sell life insurance, and maintains other business activities such as providing sub‑advisory services and participating in real‑estate holding entities.