Mobile Bay Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$69,529,634
Total clients
310
0% high-net worth
Total advisors
2
of 4 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
155
Average account size
$224,289
About
Mobile Bay Wealth Management, LLC provides investment advisory and financial planning services primarily to individual clients, with managed accounts offered on both a discretionary and non‑discretionary basis. The firm charges percentage‑of‑AUM fees billed quarterly in advance and may engage unaffiliated third‑party sub‑advisors as part of its asset management programs.
MBWM tailors advice to each client’s objectives and risk tolerance, employing asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term strategies, and it advises clients to consult tax professionals about potential tax consequences. The firm recommends Charles Schwab as custodian, supervises any recommended sub‑advisors, and reported $69,529,634 in discretionary assets under management as of December 31, 2025.
Noteworthy disclosures in the brochure include that the firm’s owners also operate an insurance sales business (Mobile Bay Financial Solutions, LLC) that may receive commissions for insurance products and that up to 5% of their time is spent on those activities, a conflict the firm describes and says it mitigates. MBWM also documents operational risks related to service providers’ use of artificial intelligence and machine learning, and it is a relatively new RIA (founded in 2023) managing a multi‑million‑dollar asset base with two advisors and roughly 310 client relationships.
Client services
Expertise
Fee options
Fixed fees for longer-term consulting projects range from $2,500 to $5,000 per project.
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.20% $1,000,001 - $5,000,000: 1.00% $5,000,001+: 0.85%
Hourly financial planning fees range from $150 to $250 per hour, depending on negotiation.
Fee-only: Financial planning fees charged as fixed fees ranging from $2,500 to $5,000 per project or hourly fees ranging from $150 to $250 per hour.
Main office location
Mobile Bay Wealth Management, LLC
22 Mobile Street N., Suite A
Mobile AL 36607, United States
Number of offices
1
Most active in
Alabama · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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