Main Street Investors, LLC

Main Street Investors provides advisory services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and charitable organizations, offering financial planning, pension consulting, and advisory recommendations. Like many peers, it delivers ongoing advice under asset‑based fee arrangements for advisory services.

The firm’s investment work is grounded in modern portfolio theory and a long‑term approach, with recommendations generally limited to mutual funds, ETFs, fixed income, equities and annuities. Rather than exercising trading authority, Main Street Investors operates primarily on a non‑discretionary, co‑advisory model: it recommends that clients open accounts with an unaffiliated money manager to implement investments while MSI performs due diligence and ongoing monitoring.

What distinguishes the firm from many supported advisers is that essentially all assets under advisement are non‑discretionary and routed through a third‑party fund platform, eliminating MSI’s direct trading or block‑trading activity. The brochure also discloses that firm representatives engage in outside business activities, including licensed insurance sales and other ventures, and that these activities are disclosed to clients as potential conflicts of interest.