Lighthouse Financial & Consulting Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$15,619,470
Total clients
202
3% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
202
Average account size
$77,324
About
Lighthouse Financial & Consulting Services, LLC is an independent registered investment adviser overseeing about $15.6 million in discretionary assets and serving individuals, high‑net‑worth individuals, and trusts. The firm offers ongoing portfolio management with written Investment Policy Statements as well as fee‑based financial planning services, including Medicaid planning and advice on insurance and annuity products.
The firm documents client goals and risk tolerance and implements portfolios that primarily use exchange‑traded funds and U.S. Treasury bills/notes, with periodic portfolio monitoring and quarterly reviews. Its analytic approach spans charting, fundamental, quantitative and modern portfolio theory, and it may employ long‑ and short‑term trading along with margin and options strategies when appropriate.
Among features that distinguish the firm from many peers, it manages a relatively large client roster (roughly 200 clients) for the firm’s size and discloses an affiliation with insurance activities: the principal is a licensed insurance agent who may offer commissionable insurance products, a potential conflict the brochure discusses alongside its custody and brokerage arrangements. The firm’s disclosures also note the use of client testimonials in advertising and a specific emphasis on Medicaid planning, which are less common among independent advisers.
Client services
Expertise
Fee options
Fixed fees for Medicaid planning between $7,000 and $18,000; other financial planning fees based on complexity and negotiable
$0.00 - $1,000,000: 1.20% $1,000,000 - $2,000,000: 1.08% $2,000,000 - $3,000,000: 0.96% $3,000,000 - $4,000,000: 0.84% $4,000,000 - $5,000,000: 0.72% $5,000,000+: 0.60%
Fee-only: Fixed fees for financial planning between $7,000 and $18,000; fixed fees for other financial planning based on complexity (negotiable)
Main office location
Lighthouse Financial & Consulting Services, LLC
1300 S. Eighth St.,
Springfield IL 62703, United States
Number of offices
1
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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