Advisor at Lighthouse Financial & Consulting Services, LLC
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Firm
Lighthouse Financial & Consulting Services, LLC
Location
Springfield, IL 62703
Credentials
CFP®
Industry experience
17 years
Joseph Oettel is a CFP® professional with 17 years of experience in financial advising. He has been with Lighthouse Financial & Consulting Services, LLC since 1999 and serves as the firm's sole advisor. Outside of his advisory role, he is a managing member of Integrity Properties, LLC. Lighthouse Financial & Consulting Services, LLC is an independent registered investment adviser managing approximately $15.6 million in discretionary assets. The firm serves individuals, high-net-worth clients, and trusts, providing portfolio management and fee-based financial planning services with a focus on Medicaid planning and insurance advice. Its investment approach incorporates various analytic methods and primarily utilizes exchange-traded funds and U.S. Treasury securities.
Based on Lighthouse Financial & Consulting Services, LLC
Based on Lighthouse Financial & Consulting Services, LLC
Fixed fees for Medicaid planning between $7,000 and $18,000; other financial planning fees based on complexity and negotiable
$0.00 - $1,000,000: 1.20% $1,000,000 - $2,000,000: 1.08% $2,000,000 - $3,000,000: 0.96% $3,000,000 - $4,000,000: 0.84% $4,000,000 - $5,000,000: 0.72% $5,000,000+: 0.60%
Fee-only: Fixed fees for financial planning between $7,000 and $18,000; fixed fees for other financial planning based on complexity (negotiable)
1300 S. Eighth St.,
Springfield, IL 62703
Illinois · Texas
Lighthouse Financial & Consulting Services
1999 - Present (27 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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