Joel Adams and Associates Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$305,575,796
Total clients
277
16% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
92
Average account size
$1,103,162
About
Joel Adams and Associates serves individuals, high‑net‑worth clients, families, trusts, small businesses, charitable organizations, and retirement plans, managing $305,575,796 in client assets across roughly 277 accounts with a three‑advisor team. The firm provides discretionary wealth management, financial planning, and retirement plan advisory services, including IPS design, vendor analysis, and 3(21)/3(38) investment plan services.
The firm’s investment process is primarily long‑term oriented and combines fundamental and technical analysis to construct portfolios of individual equities, ETFs, and bonds, while also using independent managers or custodian‑sponsored platforms when appropriate. Adams and Associates monitors portfolios for rebalancing, tax or liquidity needs, and may include cash positions as hedges; it also operates through an institutional relationship with Raymond James for custody, trading, and technology support.
A distinctive feature is that the firm sponsors a wrap fee program and expressly bundles securities transaction costs into its asset‑based wealth management fee (see Appendix 1), a practice that is uncommon among peers. The firm’s combination of relatively large AUM for a small advisory team, its retirement plan 3(38) offerings, reliance on an institutional custodian platform, and the fact that some advisory personnel are licensed insurance professionals (which can generate commission income) are noteworthy operational details and potential conflict‑of‑interest considerations described in the brochure.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning services negotiated based on expected hours.
$0+: 0.75% to 1.25% annually (wealth management services, negotiable, based on various factors) $0+: 0.50% to 1.00% annually (retirement plan advisory services, negotiable, based on size and scope)
$200 to $500 per hour (financial planning services)
Account minimum: $500,000 Fee-only: Wealth management fees based on AUM; hourly fees $200 to $500 per hour for financial planning; fixed fees for financial planning negotiated based on expected hours; fixed quarterly fees possible for retirement plan advisory services.
Main office location
Joel Adams and Associates Inc.
545 Merrimon Avenue
Asheville NC 28804, United States
Number of offices
2
Most active in
Florida · Louisiana · New York · North Carolina · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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