Advisor at Joel Adams and Associates Inc.
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Firm
Joel Adams and Associates Inc.
Location
Asheville, NC 28804
Credentials
CFP®, Series 66
Industry experience
11 years
Bray Creech is a CFP® with 11 years of experience in the financial services industry. He has worked at Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, Inc. from 2014 to 2022 before joining Joel Adams and Associates Inc. in 2022. Outside of advisory work, he is a managing member of 545 Merrimon, LLC, overseeing building maintenance and tenant relations for a commercial property in Asheville, NC. Joel Adams and Associates Inc. provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, families, trusts, small businesses, and charitable organizations. The firm employs a primarily long-term investment approach using fundamental and technical analysis and offers portfolio management with flexibility for client-imposed restrictions, including oversight of independent managers.
Based on Joel Adams and Associates Inc.
Based on Joel Adams and Associates Inc.
Fixed fees for financial planning services negotiated based on expected hours.
$0+: 0.75% to 1.25% annually (wealth management services, negotiable, based on various factors) $0+: 0.50% to 1.00% annually (retirement plan advisory services, negotiable, based on size and scope)
$200 to $500 per hour (financial planning services)
Account minimum: $500,000 Fee-only: Wealth management fees based on AUM; hourly fees $200 to $500 per hour for financial planning; fixed fees for financial planning negotiated based on expected hours; fixed quarterly fees possible for retirement plan advisory services.
545 Merrimon Avenue
Asheville, NC 28804
New York · North Carolina · Texas
Joel Adams and Associates, Inc.
2022 - Present (4 years)
Raymond James Financial Services Advisors Inc.
2014 - 2022 (8 years)
Raymond James Financial Services, inc.
2014 - 2022 (8 years)
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Is not active or affiliated with:
Insurance agent
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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