J
James A. Colley, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$31,925,330
Total clients
24
58% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
24
Average account size
$1,330,222
About
James A. Colley, Inc. provides fee‑only investment advisory and financial planning services to individual clients, offering portfolio management and comprehensive financial plans. The firm’s portfolio work uses mutual funds, individual equities, fixed‑income instruments and occasional ETFs, with custody and execution provided through TD Ameritrade.
The firm’s investment process blends fundamental and technical analysis and relies on asset‑allocation tools such as modern portfolio theory, tactical allocation and dollar‑cost averaging to align portfolios with clients’ time horizons and risk tolerances. Accounts are generally managed on a discretionary basis unless clients impose written restrictions, and portfolios and plans are reviewed on an ongoing basis.
Distinctive disclosures in the brochure include a relatively small client base with several million dollars under management and a principal who holds the CFP designation; the firm also notes it is fee‑only and may reduce planning fees for clients whose accounts it manages. The firm additionally discloses two Stipulation and Consent Agreements with the Florida Office of Financial Regulation (2012 and 2018) that were resolved with administrative fines that have been paid, and it acknowledges receiving indirect economic benefits from its TD Ameritrade custodial relationship.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
General estate planning guidance
Cash flow / budgeting
Fee options
Financial planning fixed fee not to exceed $5,000 for initial engagement, may be reduced or waived if portfolio managed by firm
$0 - $1,000,000: 0.75% annually (not to exceed) $1,000,001 - $3,000,000: 0.50% annually (not to exceed) $3,000,001+: Negotiable
Up to $250 per hour for financial planning services
Account minimum: $140,000 minimum account value for portfolio management to avoid minimum annual fee Minimum fee: $1,000 minimum annual fee ($250 billed quarterly), may be waived or reduced; applies to accounts under $140,000 Fee-only: Fee-only investment advisor; no commissions earned on investment products
Main office location
James A. Colley, Inc.
505 W. Interlake Blvd.
Lake Placid FL 33852, United States
Number of offices
1
Most active in
James A. Colley, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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