Independent Investment Advisor, LLC

Independent Investment Advisor, LLC is a small, state-registered investment adviser that provides ongoing portfolio management to individuals, high-net-worth individuals, and business entities. The firm prepares client-specific Investment Policy Statements and delivers regular account reporting while offering discretionary management for client portfolios.

The firm’s investment approach combines multiple analytical methods — including charting, fundamental, quantitative, technical analysis and modern portfolio theory — and it implements strategies ranging from long-term positions to short-term trading, with the use of options, margin and short sales when appropriate. Risk tolerance and asset allocation are documented in each client’s Investment Policy Statement, and the advisor typically seeks discretionary authority to execute trades in line with those plans.

Noteworthy for a firm of this size, the adviser offers performance-based fee arrangements to qualified clients and applies a high‑water mark to those arrangements, a structure the brochure identifies as creating different incentive dynamics than standard asset‑based billing. The firm operates as a solo practitioner with a very small client base and discloses that the principal also provides accounting services outside the advisory business, which the brochure notes as a potential conflict of interest.